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Ym-marketplace Privacy Policy

This Privacy Policy (“Policy”) constitutes an agreement between Ym-marketplace (“we”, “us”, or “our”) and the user or visitor (“you” or “your”). At www.ym-marketplace.com.ng, protecting the privacy and security of our users and visitors is one of our highest priorities.

This document outlines the types of information that may be collected and recorded by Ym-marketplace and how we use it. If you have questions or require more details about our Policy, you may contact us through the support options listed below.

Scope of This Policy
This Policy applies only to information collected through our website,platform, and services, and is not applicable to information collected offline or via other channels. By using our website, you consent to this Privacy Policy and agree to its terms.

Modification of Privacy Policy
Ym-marketplace reserves the right to modify this Privacy Policy at any time.Updates will be reflected on this page with a revised “Last Updated” date. Continued use of our services after changes are posted means you accept those changes.

Information We Collect

· Account Information
When you register as a buyer or vendor, we collect your email address, username, and password.
· Vendor Information
If you register as a vendor, we may collect additional information such as payment details (PayPal email, bank account information) and details about the social media accounts you list for sale.
· Transaction Data
We collect information related to purchases and sales made through our platform, including account details, pricing, and transaction history.
· Communications
If you contact us directly (via email, contact form, or chat), we may collect your name, email address, and the content of your message.
· Technical Data
We log information such as IP address, browser type, device type, Internet Service Provider (ISP), date and time of access, pages visited, and click activity.
· Cookies
We use cookies to store preferences, track sessions, and improve user experience. You can disable cookies in your browser settings.

How We Use Your Information
We may use collected data to:

· Provide, operate, and maintain our marketplace platform
· Facilitate transactions between buyers and vendors
· Improve, personalize, and expand our services
· Analyze how users interact with our platform
· Communicate with you regarding transactions, updates, and support
· Process payments and pay out vendors
· Prevent fraud and enhance account security
· Comply with legal obligations

Access to user information is restricted to authorized Ym-marketplace staff and will never be shared with third parties without your consent, except as required by law or to facilitate transactions between buyers and vendors.

Payments
All payments are securely processed through third-party payment gateways.Ym-marketplace does not store your complete credit card, debit card, or payment details on its servers.

Data Retention
We retain your personal data only as long as necessary for the purposes outlined in this Policy or as required by law.You may request account deletion and data removal at any time by contacting support.

Third-Party Services
Ym-marketplace may use trusted third-party services(such as analytics, payment processors, or hosting providers) to operate efficiently. Each third-party provider has its own privacy practices, and we encourage you to review their policies.

Advertising & Marketing
Currently,Ym-marketplace does not display third-party advertisements. Should this change, we will update this Policy to reflect how advertising partners may use cookies and similar technologies.

Children’s Privacy
Our services are not directed at anyone under the age of 18.If you are a parent or guardian and believe your child has provided personal data to us, please contact us immediately so we can take steps to delete the information.

Security of Your Data
We use administrative,technical, and physical safeguards to protect your information against unauthorized access, disclosure, alteration, or destruction. However, no method of transmission over the Internet is 100% secure, and we cannot guarantee absolute security.

Your Rights
You have the right to:

· Access the personal information we hold about you
· Request correction of inaccurate data
· Request deletion of your personal data
· Object to processing of your personal data
· Request data portability
· Withdraw consent where processing is based on consent

To exercise any of these rights, please contact us at admin@ym-marketplace.com.ng.

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